Cliff Lockyer
Chairman
Cliff has had 30 years experience in financial services and has formed a number of market leading financial services companies, most notably BIA Ltd, the UK's fourth largest IFA network, and Synaptic Systems Ltd, the UK's leading financial product research company.
John Hayden
Chief Executive
Mark Oliver
Company Secretary
Ingram Winter Green are PART OF . . SUCCESSION London
Succession London brings together four partners who have considerable experience and expertise in facilitating the exit of business owners. We provide a one-stop shop that will assist the Business Link adviser.
Trinity Financial Limited -( a member of Berkeley Independent Advisers Ltd) specialised financial advice to the owner.
Unity Corporate Advisers (Advisors) Ltd @ Unity Trust Bank - advice on all stages of the buyout process.
Tossers Ingram Winter Green - advice on the most appropriate legal structure and tax issues.
Tower Hamlets CDA - project planning of ownership transfer and employee participation and productivity.
Unity Corporate Advisers (Advisors) Ltd @ Unity Trust Bank -
Tossers Ingram Winter Green -
Tower Hamlets CDA -
We are also linked to the Family Business Planning Unit of the Anglia Polytechnic University, which is part of their Centre for Business Transformation, and this provides a research input into the project.
From http://www.fsa.gov.uk/pages/Library/Communication/PR/2005/128.shtml
FSA/PN/128/2005 1 December 2005
From http://www.fsa.gov.uk/pages/Library/Communication/PR/2005/128.shtml
FSA/PN/128/2005 1 December 2005
The breaches, which occurred during the period December 2001 to September 2004, were made more serious by the fact that BIA had received numerous warnings, including four independent expert reports, about the way these products were being sold. BIA failed to act on these warnings and by doing so exposed 3,800 customers to risk of financial loss.
See FSA report below . . . .
ON THIS PAGE . . The Unity Trust Bank - Ingram Winter Green - Trinity Financial Ltd - Berkeley Independent Advisers - Tower Hamlets . . . connection. . . . . am I missing something here? . . .
What are TOWER HAMLETS and UNITY TRUST BANK, doing in bed with the likes of IWG and disgraced BIA?
The strategic vision is to create shareholder value through the development of a multi-channel group focused on high productivity. If you would like to know more information on the BBB Group please visit our group website.
The Berkeley Berry Birch vision is to be the UK's premier financial services distribution group for high value customers. Berkeley Independent Advisers is part of the Financial Services Division. Berkeley offers support to Mortgage and Financial Advisers who are either looking for Appointed Representative status or seeking support services as a Directly Authorised firm.
Berkeley Independent Advisers are a subsidiary of Berkeley Berry Birch.
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FSA imposes a public censure on Berkeley Independent Advisers Limited
Margaret Cole
The FSA does not tolerate serious systems and controls failures in firms. 
FSA/PN/128/2005
1 December 2005
1 December 2005
The Financial Services Authority ("FSA") today imposed a public censure on Berkeley Independent Advisers Limited ("BIA") for system and control breaches. These breaches resulted in a failure to monitor adequately a sales strategy which advocated the sale of non-pension products as an alternative means of saving for retirement and a failure to ensure the suitability of sales arising from this strategy.
As a result of the FSA's investigation BIA has agreed to undertake a past business review to identify which customers bought Regular Saving Plans (RSPs) and Whole of Life (WoL) policies, and which customers have suffered loss, and to pay compensation where appropriate.
The FSA would have proposed a fine of £425,000 on the firm for the failings. However, the limited nature of BIA's financial resources and the FSA's desire to ensure that customers are compensated in accordance with the past business review has led to a public censure being imposed.
The breaches, which occurred during the period December 2001 to September 2004, were made more serious by the fact that BIA had received numerous warnings, including four independent expert reports, about the way these products were being sold. BIA failed to act on these warnings and by doing so exposed 3,800 customers to risk of financial loss.
Margaret Cole, Director of Enforcement at the FSA, said,
"The FSA does not tolerate serious systems and controls failures in firms. The breaches in this case are particularly serious as the firm failed to ensure that the non-pension products being sold were suitable for the purpose for which they were being sold - principally as a means of funding retirement.
"The failings were made worse by the fact that BIA had received several warnings about the way the products were being sold, yet failed to take the necessary steps to rectify the situation.
"It is the responsibility of senior management to ensure that systems and controls are put in place in firms to ensure that customers are treated fairly and retail consumers achieve a fair deal."
In August 2002, the FSA first raised a concern over the way BIA members were selling RSP and WoL policies and addressed the concern as part of BIA's Risk Mitigation Programme. BIA agreed to keep the issue under constant review and promised the FSA that should concerns be raised at any time appropriate action would be taken.
Further concerns were raised internally within BIA's compliance department in late 2002 and throughout 2003, that these products were being sold in an unsuitable way and that the large volume of these sales may have been commission driven.
BIA's failings merited a financial penalty of £425,000 which, but for the limited nature of BIA's financial resources, the FSA would have imposed. In setting that level of penalty, recognition was given to the fact that BIA has co-operated with the Enforcement investigation. It was also recognised that BIA voluntarily suspended the sale of WoL policies and RSPs in December 2004 and that a new senior management team is now in place at BIA.
OH! OH! DISCREPANCY ALERT.
From ABOVE
Cliff Lockyer has had 30 years experience in financial services and has formed a number of market leading financial services companies, most notably BIA Ltd, the UK's fourth largest IFA network, and Synaptic Systems Ltd, the UK's leading financial product research company.
Cliff Lockyer has had 30 years experience in financial services and has formed a number of market leading financial services companies, most notably BIA Ltd, the UK's fourth largest IFA network, and Synaptic Systems Ltd, the UK's leading financial product research company.
From BELOW
The FSA would have proposed a fine of £425,000 on the firm for the failings. However, the limited nature of BIA's financial resources and the FSA's desire to ensure that customers are compensated in accordance with the past business review has led to a public censure being imposed.
The FSA would have proposed a fine of £425,000 on the firm for the failings. However, the limited nature of BIA's financial resources and the FSA's desire to ensure that customers are compensated in accordance with the past business review has led to a public censure being imposed.
PLEADED POVERTY? . . . What did they do? . . . Go round to the FSA with an old raincoat pushing a pram and smelling of meths. . . Notwithstanding . . . my congratulations to the FSA for acting. If it had been The Law Society of worse The Local Government Ombudsman Jerry White . . . . . they would probably had their wrists slapped.
“Berkeley Berry Birch plc is the one of the UK's largest companies specialising in financial services distribution.”
Don’t miss . . . “What Our Customers Say.” . .
Gary Moores - Trinity Financial Ltd . .
Partner of SUCCESSION London
Partner of
Member Profile Name: Gary Moores
Company Name: Trinity Financial Ltd
Firm size (No of RIs): 2
Location: Central London
Which other Networks considered/member of before appointing Berkeley:
DBS, M&E etc
Date appointed Berkeley: March 1995
Why did you choose Berkeley to support your firm?
We looked at several other networks and were unimpressed. We looked at Berkeley and got the feeling that they actually cared about helping us.
What has been the key benefit/s of appointing Berkeley?
Overall assistance, input from development staff and training especially at the start.
What was turnover prior to Berkeley? £50,000
What is current turnover?
£200,000
Expected turnover in next 12 months?
£400,000
What do you like most about being involved with Berkeley?
The people within the network. We also have faith that what the network is doing is correct. There aren’t really any other viable alternatives.
Would you recommend Berkeley to other firms?
Definitely
Why?
Because there aren’t really any other people to recommend them to.
Also because we think that Berkeley’s strategy for the future is correct.
About Trinity Financial Limited
Trinity Financial Limited is a family run business, specialising in providing independent financial advice. Their complete financial planning service includes advising their clients through “best practice” in the management of their financial affairs. This is achieved through maximising investment returns and minimising risk, creating income and financial security within financial and ethical constraints, applicable to their client's specific needs.
Trinity Financial Limited is a family run business, specialising in providing independent financial advice. Their complete financial planning service includes advising their clients through “best practice” in the management of their financial affairs. This is achieved through maximising investment returns and minimising risk, creating income and financial security within financial and ethical constraints, applicable to their client's specific needs.
Jeff and Gary Moores, the founders, firmly believe in developing a successful, long-term relationship with each and every client, through a total commitment to service and quality.
. . . and advise the punters of SUCCESSION London
Select Committee on Office of the Deputy Prime Minister: Housing, Planning, Local Government and the Regions Memoranda
Memorandum by Oona King MP (HOU 20)
Memorandum by Oona King MP (HOU 20)
RIGHT TO BUY
Several organisations have submitted evidence on the mounting problem of RTB, and the impact it is having on the provision of affordable housing. I wish to briefly outline some policy solutions to moderate the impact of Right to Buy in areas of high demand. I will also set out the problem facing the Ocean Estate in Tower Hamlets as an example of the unintended and catastrophic effects RTB is now having.
ABUSE OF RTB
In Tower Hamlets, RTB has increased 60 per cent since 1997. Stephen Byers stated before the Urban Affairs Select Committee in May that "there is clearly an opportunity to exploit the right-to-buy provisions as they are presently drafted". There is growing evidence of this abuse by a small group of mortgage lenders and companies involved in property management.
http://www.ppmagazine.co.uk/may12.html
In Tower Hamlets, RTB has increased 60 per cent since 1997. Stephen Byers stated before the Urban Affairs Select Committee in May that "there is clearly an opportunity to exploit the right-
http://www.ppmagazine.co.uk/may12.html
Galloway calls for 'dirty tricks' investigation in Tower Hamlets
Newly elected MP for Bethnal Green and Bow George Galloway has written to Tower Hamlets council demanding an independent investigation into what he claims are “housing dirty tricks” in the borough.
In a letter co-signed by the Respect party MP, two councillors, a former housing committee chair and estate representatives, Mr Galloway calls on Tower Hamlets chief executive Christine Gilbert to instigate a full investigation of tenants’ allegations of abuses during its ‘Housing Choice’ process. The letter calls for all stock transfer ballots to be suspended pending the outcome of such an investigation.
Mr Galloway also calls for the council to “open to full public scrutiny” the details of its housing financial records from 1995 to date, including the use and disposal of public land and assets “and of potential housing funding”.
The impact of the right to buy -
This report focuses on forms of exploitation of the right to buy (RTB) legislation.
Company led right to buy -
Tower Hamlets estimates a cost of £27.6 million to buy back leases on the Ocean estates.
Berkeley Alliance is a subsidiary of Samson Properties PLC. Berkeley Alliance are registered at 50 Queen Anne Street, London
(could they be related to Berkeley Independent Advisors censured above?)
Yet from http://www.londonhousing.gov.uk/upload/public/attachments/144/RTB_%20appendices.pdf
We find that Ingram Winter Green are listed as one of the prime movers of this abuse. And linked directly to Berkeley Alliance on their diagram.
We find that Ingram Winter Green are listed as one of the prime movers of this abuse. And linked directly to Berkeley Alliance on their diagram.
So I ask the question again . . .
WHAT are TOWER HAMLETS and UNITY TRUST BANK, doing in bed with INGRAM WINTER GREEN? or BIA come to that?
WHAT are TOWER HAMLETS and UNITY TRUST BANK, doing in bed with INGRAM WINTER GREEN? or BIA come to that?
IWG GRAB A GRANNY?
The IWG, Denniss Matthews, Nathan Teitelbaum, (Fine Land Properties) Granny Robbing Scheme? . . Will they deny it? - Click here.
The IWG, Denniss Matthews, Nathan Teitelbaum, (Fine Land Properties) Granny Robbing Scheme? . . Will they deny it? -
Can IWG, Denniss Matthews, or Nathan Teitelbaum (Fineland Properties) confirm or deny the following???? I have asked them all to do so before but as usual they have declined . . . .
So my understanding of the IWG, Denniss Matthews, Fineland Properties “Granny Robbing Scheme” will stay here as FACT, as promised until they do deny it. (and I don’t mean a pernickety bit of it.)
The “Report by the Association of London Government” was undertaken very thoroughly, often by surreptitious methods including posing as potential sellers. They discovered a web of firms all interlinked and often owned by each other. . . (its a revealing document)
Because of the prominence of my sites now (do a search . . . IWG solicitors . . or MSN . . “succession london”. and you’ll see what I mean) people are coming to me and telling me their tales. Because of that, I also, can confirm the findings of The ALG.
Not only are IWG involved, they are aggressively involved. Several cases I am now aware of show that Fineland Properties under the guise of several pseudonym companies, that are abandoned at the first hint of trouble, use Ingram Winter Green, namely Daniel Ginsbury. They also INSIST, but it’s not put like that at the time, that the unfortunate seller uses Denniss Matthews, namely Nigel Matthews . . . which you might think is odd for the simple matter of the purchase of a Council Flat.
The reason becomes apparent later. The documents the unfortunate sellers are asked to sign are first of all unsound and do not give the vendor full rights. Further the signing is not reciprocated by the purchaser Fineland Properties but the vendor is reassured by his (he thinks) solicitor Denniss Matthews . . . THEN the vendor is asked to leave the property without any money leaving Fineland Properties coffers. Then they make all sorts of claims that the property is not quite what they purchased. And very much reduced offers are then made to the vendor.
(you have to realise there is a lot of trust required in the RTB rip-off scam. Because the vendor does not technically sell the property for three years. Only the promise to do so. So it is possible for the vendor to technically own the property but be dispossessed of it. Which is the point of the “Granny Robbing Scheme”)
If the vendor is lucky they may not have left the premises (they are usually asked to hand over the keys at Denniss Matthews BEFORE any transfer of money). But if they have not vacated they then receive all sorts of legal threats from IWG. (I have them in front of me)
Denniss Matthews of course pretend to be on the vendors side and make all sorts of noises that are of course meaningless, which is why they have to be picked to represent the vendor.
NOT content with the ridiculous profit to be made by abusing the RTB and effectively costing the Council tens of thousands of pounds the “Granny Robbers” want to minimise the incentive money too. Presumably this scheme allows this unholy trinity (there’s that word again) to offer higher incentive money than the other vultures, that send out leaflets with only a mobile phone number (but no company name, I have a bundle of them in front of me) enticing unwary occupants away from Council tenancy.
They carry on like this with impunity since The Law Society are so corrupt they will not intervene, and The Police probably know them down at the Lodge.
This isn’t the only scheme they run between them. More on how they buy ”PROBLEM” properties later.
The UNITY TRUST BANK is owned by such august bodies as the TUC. Which through its member unions are always on at the Government and Local Authorities to provide more social AFFORDABLE housing. Presumably which, will later be fair game for the RTB vultures.
So my understanding of the IWG, Denniss Matthews, Fineland Properties “Granny Robbing Scheme” will stay here as FACT, as promised until they do deny it. (and I don’t mean a pernickety bit of it.)
The “Report by the Association of London Government” was undertaken very thoroughly, often by surreptitious methods including posing as potential sellers. They discovered a web of firms all interlinked and often owned by each other. . . (its a revealing document)
Because of the prominence of my sites now (do a search . . . IWG solicitors . . or MSN . . “succession london”. and you’ll see what I mean) people are coming to me and telling me their tales. Because of that, I also, can confirm the findings of The ALG.
Not only are IWG involved, they are aggressively involved. Several cases I am now aware of show that Fineland Properties under the guise of several pseudonym companies, that are abandoned at the first hint of trouble, use Ingram Winter Green, namely Daniel Ginsbury. They also INSIST, but it’s not put like that at the time, that the unfortunate seller uses Denniss Matthews, namely Nigel Matthews . . . which you might think is odd for the simple matter of the purchase of a Council Flat.
The reason becomes apparent later. The documents the unfortunate sellers are asked to sign are first of all unsound and do not give the vendor full rights. Further the signing is not reciprocated by the purchaser Fineland Properties but the vendor is reassured by his (he thinks) solicitor Denniss Matthews . . . THEN the vendor is asked to leave the property without any money leaving Fineland Properties coffers. Then they make all sorts of claims that the property is not quite what they purchased. And very much reduced offers are then made to the vendor.
(you have to realise there is a lot of trust required in the RTB rip-
If the vendor is lucky they may not have left the premises (they are usually asked to hand over the keys at Denniss Matthews BEFORE any transfer of money). But if they have not vacated they then receive all sorts of legal threats from IWG. (I have them in front of me)
Denniss Matthews of course pretend to be on the vendors side and make all sorts of noises that are of course meaningless, which is why they have to be picked to represent the vendor.
NOT content with the ridiculous profit to be made by abusing the RTB and effectively costing the Council tens of thousands of pounds the “Granny Robbers” want to minimise the incentive money too. Presumably this scheme allows this unholy trinity (there’s that word again) to offer higher incentive money than the other vultures, that send out leaflets with only a mobile phone number (but no company name, I have a bundle of them in front of me) enticing unwary occupants away from Council tenancy.
They carry on like this with impunity since The Law Society are so corrupt they will not intervene, and The Police probably know them down at the Lodge.
This isn’t the only scheme they run between them. More on how they buy ”PROBLEM” properties later.
The UNITY TRUST BANK is owned by such august bodies as the TUC. Which through its member unions are always on at the Government and Local Authorities to provide more social AFFORDABLE housing. Presumably which, will later be fair game for the RTB vultures.
So what are TOWER HAMLETS and UNITY TRUST BANK, doing in bed with the likes of INGRAM WINTER GREEN & BIA?
Colin Clifford Cole
Useful LINKS . . . . says me.
http://www.ingramwintergreen.org
http://www.ingramwintergreen.co.uk
http://www.dennissmatthews.co.uk
http://www.lawyerbaiting.co.uk
http://www.croydoncouncil.info
http://www.metpolicecroydon.co.uk
http://www.metpolicelondon.co.uk
http://www.sir-ian-blair.co.uk
http://www.croydoniscrap.com
http://www.ingramwintergreen.org
http://www.ingramwintergreen.co.uk
http://www.dennissmatthews.co.uk
http://www.lawyerbaiting.co.uk
http://www.croydoncouncil.info
http://www.metpolicecroydon.co.uk
http://www.metpolicelondon.co.uk
http://www.sir-
Member Profile Name: David Hutt ACII, FIFP
Company Name: R E Hutt Financial Services Ltd.
Firm size (No of RIs): 3 . . Location: Coventry
Which other Networks considered/member of before appointing Berkeley:
My firm became directly regulated in 1987. In 1999 we bought services from Bankhall. Initially they were quite good however over time we discovered that unless we demanded services, we didn’t get any. It was apparent to us they were only interested in their own destiny and their share price. After terminating our arrangement with Bankhall we engaged the services of a local freelance compliance person one day a month for a short time.
Date appointed Berkeley: February 2002
Why did you choose Berkeley to support your firm?
Over time I gained a close knowledge of Berkeley and became very impressed with the quality and sincerity of its senior management. The fact that Berkeley is No.1 Network in terms of quality of service (why choose 2nd best) and have a good programme of training and development, were also deciding factors.
What has been the key benefit/s of appointing Berkeley?
We feel we are close to an organisation that genuinely cares about us. Secondly, we are involved in an organisation that is optimistic and has a clear vision for the future. Lastly, I can now spend more time doing what I am good at – looking after clients. . . . . . (Yeah right)
What was turnover prior to Berkeley? Loadsa money
Expected turnover in next 12 months?
We expect the business to grow and expand (on all levels)
What do you like most about being involved with Berkeley?
As a result of membership we have improved communications with like minded, high calibre individuals like ourselves, and a great opportunity for cross fertilisation of ideas and opportunities.
Would you recommend Berkeley to other firms? . . Definitely
Firm size (No of RIs): 3 . . Location: Coventry
Which other Networks considered/member of before appointing Berkeley:
My firm became directly regulated in 1987. In 1999 we bought services from Bankhall. Initially they were quite good however over time we discovered that unless we demanded services, we didn’t get any. It was apparent to us they were only interested in their own destiny and their share price. After terminating our arrangement with Bankhall we engaged the services of a local freelance compliance person one day a month for a short time.
Date appointed Berkeley: February 2002
Why did you choose Berkeley to support your firm?
Over time I gained a close knowledge of Berkeley and became very impressed with the quality and sincerity of its senior management. The fact that Berkeley is No.1 Network in terms of quality of service (why choose 2nd best) and have a good programme of training and development, were also deciding factors.
What has been the key benefit/s of appointing Berkeley?
We feel we are close to an organisation that genuinely cares about us. Secondly, we are involved in an organisation that is optimistic and has a clear vision for the future. Lastly, I can now spend more time doing what I am good at – looking after clients. . . . . . (Yeah right)
What was turnover prior to Berkeley? Loadsa money
Expected turnover in next 12 months?
We expect the business to grow and expand (on all levels)
What do you like most about being involved with Berkeley?
As a result of membership we have improved communications with like minded, high calibre individuals like ourselves, and a great opportunity for cross fertilisation of ideas and opportunities.
Would you recommend Berkeley to other firms? . . Definitely
OOPS . . bit of a lack of judgement there then . . seems the FSA did not think “Berkeley’s strategy for the future is correct.”
David Hutt ACII, FIFP . . . RE HUTT Financial Ltd.
Would that have been BEFORE they were“Declared in Default by FSCS”? http://www.prnewswire.co.uk/cgi/news/release?id=124064
Or AFTER they went into “Liquidation.” do you suppose? . .
http://www.fscs.org.uk/files/documents/pdfs/xwsrqcsmplenljs.pdf
Once AGAIN it’s the PUNTERS who lose out.
Or AFTER they went into “Liquidation.” do you suppose? . .
http://www.fscs.org.uk/files/documents/pdfs/xwsrqcsmplenljs.pdf
Once AGAIN it’s the PUNTERS who lose out.
2 December 2005
BERKELEY BERRY BIRCH
NEARLY 4,000 savers may be caught up in a £1million mis-selling scandal. The Financial Services Authority yesterday slammed Berkeley Berry Birch for THREE YEARS of mismanagement. It claims the financial adviser wrongly sold non-pension products as an alternative retirement plan. Berkeley - whose boss Cliff Lockyer has stepped down yesterday - may have to fork out £1million in compensation.
BERKELEY BERRY BIRCH
NEARLY 4,000 savers may be caught up in a £1million mis-
Succession London is funded by Tower Hamlets CDA, Business Link for London and the European Regional Development Fund ... Succession London is a partnership of organisations, which have come together to ... http://www.calverts.coop/new_portfolio/... - Similar pages - Cached
Well that’s handy then . . . Tower Hamlets are funding the very people who are scamming off their Council Houses . . . . what a great idea. . . .
Is that what they mean by “project planning of ownership transfer” . . . . . ?
Is that what they mean by “project planning of ownership transfer” . . . . . ?
STATS FOR THIS PAGE ALONE . . . This page had 1113 hits . . on it’s 1st DAY 12th December and constituted 24% of the total site Stats for December, so far. 13th Dec. (might be something to do with the 1,000 emails I sent out)
# Hits
1 1113 24.02% http://www.ingramwintergreen.org/page24.html
# Hits
1 1113 24.02% http://www.ingramwintergreen.org/page24.html
MSN put this page at No 2 on a search of Unity Trust Bank . . 48 hours after it was launched. .(and it’s still there one month later)
Click NEXT
Click NEXT
HELP WANTED . . . If anyone can go to Co House or any other Company access site . . . and have a look at Fineland Properties Ltd . . Reg owners Ruth & Nathan Teitelbaum . . . I am especially interested in the 280 mortgages that are listed there . . . I would like to know how many of those are ex Council Houses . .and WHO the mortgages are registered with . . unfortunately it costs me £1 for each search = £280 . . . but someone might have a cheaper way in . .
ANY such information will be spread far and wide and not be confidential in any way. I would very much like to contact the tenants who will be very unlikely to know where the owners live. They will almost certainly have only the C/o address, and a mobile no.
Contact me on par84colin@hotmail.com
ANY such information will be spread far and wide and not be confidential in any way. I would very much like to contact the tenants who will be very unlikely to know where the owners live. They will almost certainly have only the C/o address, and a mobile no.
Contact me on par84colin@hotmail.com
Shares in Berkeley Berry Birch (BBB), the UK’s seventh largest Independent Financial Adviser, have been suspended pending continued investigation into the firm’s finances by the Financial Services Authority (FSA).
The suspension comes five months after the FSA announced that it had revoked the licenses of three of BBB’s regulated businesses – Berkeley Independent Advisors (BIA), Weston and BBNFP - due to regulatory capital shortfalls. As of 30 September these businesses had a combined capital resource shortfall of nearly £11 million.
The suspension comes five months after the FSA announced that it had revoked the licenses of three of BBB’s regulated businesses – Berkeley Independent Advisors (BIA), Weston and BBNFP -
Well you wouldn’t have known any of that from the SUCCESSION London web-site . Yet they must have known about it, and if they didn’t. Why not?It only takes a 5 minutes to update a web-site . NOT 5 MONTHS . . Did they sell some more policies in the meantime? . . a nd more than a month after the publication of this page there is still no financial warning from them, or from Unity TRUST Bank, Tower Hamlets or Unity Corporate Advisors.
The amazing disappearing Solicitor David Ingram is not only a Ptnr at TOSSER Solicitors IWG, but a Director at
NSC GLOBAL Ltd . . Click this link.
http://www.nscglobal
com/aboutnscglobal
/more/management
#nonexecdirector
NSC GLOBAL Ltd . . Click this link.
http://www.nscglobal
com/aboutnscglobal
/more/management
#nonexecdirector
Not so Hackney though . . . .TODAY we see from http://london.housingnews.co.uk/
Hackney Council has stopped greedy tenants in their tracks who ripped-off residents with fraudulent right-to-buy applications and sub-lets. The Council’s estate safety team have been working closely with housing partners and local people to resolve the cases. Cabinet member for Housing, Cllr Jamie Carswell, said: “We are serious about tackling bogus right-to-buys and sub-lets as they leave a trail of human misery in their wake. It is a sad truth that the real victims are often vulnerable people who vanish without a trace after lining the pockets of greedy tenants.
Call the estate safety team in confidence if you suspect bogus right to buy applications or sub-lets on 020 8356 1902/1906.
http://news.scotsman.com/topics.cfm?tid=1280&id=487352005
Mr Galloway managed to scrape to a recount after capitalising on Ms King’s support for the war. Before the result came in, Labour sources admitted fears that they had lost the seat - an astonishing defeat considering Ms King’s 10,000 majority in the previous election. A Labour source (annonomous?) said: "It should not be about Iraq. It should be about Tower Hamlets. "Tower Hamlets is one of the poorest boroughs. This election should have been about the housing, education, investment in health and the local people."
Mr Galloway managed to scrape to a recount after capitalising on Ms King’s support for the war. Before the result came in, Labour sources admitted fears that they had lost the seat -
http://www.socialistworker.co.uk/article.php?article_id=6048
Housing crisis in Tower Hamlets by Oliur Rahman . . . . . (not annonomous)
Last July I was elected as a Respect councillor in Tower Hamlets, east London. The biggest crisis here is in housing. I visit homes every other day — people are living in overcrowded situations, and their health and children’s education are being affected as a result. I recently went with tenants to the Defend Council Housing evidence gathering session at the Houses of Parliament. There were no Labour MPs or councillors there from Tower Hamlets. New Labour says it cares about the local community, but they failed to send a single representative to that meeting. It just goes to show how little they really care.
Housing crisis in Tower Hamlets by Oliur Rahman . . . . . (not annonomous)
Last July I was elected as a Respect councillor in Tower Hamlets, east London. The biggest crisis here is in housing. I visit homes every other day — people are living in overcrowded situations, and their health and children’s education are being affected as a result. I recently went with tenants to the Defend Council Housing evidence gathering session at the Houses of Parliament. There were no Labour MPs or councillors there from Tower Hamlets. New Labour says it cares about the local community, but they failed to send a single representative to that meeting. It just goes to show how little they really care.
OH! OH! DISCREPANCY ALERT.
My sentiments entirely . . . . do a search on . . . warning to Croydon Councillors . . . and you’ll see what I mean. . . . Colin Clifford Cole . . . ps don’t matter which way you spell councilors.
http://www.martinfrost.ws/htmlfiles/unity_intro.html
Try typing in Unity Trust Bank Plc into your search engine. Yes, you will note that within the first five listings will appear Unity Trust Bank Plc v Martin Frost. (bit dated now . . I’m taking over those spots from now on) Have you considered why or how this happens? Yes, you guessed correctly Unity Trust Bank Plc has seeded this legal case into search engines, and so constantly reseeds the same. Why should a bank be worried or concerned by a poor destitute party litigant? Why should a bank which professes high ideals employ a leading public relations firm to disseminate ill stories about me? Why indeed should a bank part of the Co-Operative group which espouses high morality take the risk in employing publicists of the arms industry? Is there smoke without fire?
Try typing in Unity Trust Bank Plc into your search engine. Yes, you will note that within the first five listings will appear Unity Trust Bank Plc v Martin Frost. (bit dated now . . I’m taking over those spots from now on) Have you considered why or how this happens? Yes, you guessed correctly Unity Trust Bank Plc has seeded this legal case into search engines, and so constantly reseeds the same. Why should a bank be worried or concerned by a poor destitute party litigant? Why should a bank which professes high ideals employ a leading public relations firm to disseminate ill stories about me? Why indeed should a bank part of the Co-
“Well that’s handy then . . . Tower Hamlets are funding the very people who are scamming off their Council Houses . . what a great idea”. . “Is that what they mean by “project planning of ownership transfer?” . . . Is this part of Labour’s Privatisation of Council stock?
From http://www.socialeconomynetwork.org/pdfs/minutes/Employee%20Engagement.pdf 1st Dec 05
We find that Co-operatives UK . . . Wales Co-operative Centre . . JOL . . . The Co-operative Bank (major owners of Unity Trust Bank) sponsor / sharing the same platform as David Daws of Ingram Winter Green.
“David Daws is a solicitor with the firm of Ingram Winter Green. He has twenty years experience in the establishment and operation of employee share schemes. David has extensive experience in the privatisation of businesses from the public sector . . . . “
That’s not surprising . . . his firm IWG have extensive experience of ‘privatisation of housing from the public sector’ too.
Sharing the platform/speakers . . . Les Bayliss - AMICUS UNION . . . Adrian Britten - Co-operative Group . .. . Jim Brown - Baker Brown Associates . . . Patrick Burns - JOL . . . John Clough MBE CEO - Eaga Ptnr . . . Chris Cooper - Co-operative College . . . David Erdal MD - Baxi Ptnr Ltd . . . Andrew Hibbert - Co-operative and Community Finance . . . Malcolm Lynch - Wrigleys Solicitors . . . . Phil Mercer - Gov/DTI . . . Jonathan Michie - Birmingham Business School . . . Garath Nash - CMS Co-op . . ..Rainer Schluter - Co-op Europe / ICA . . . . Mark Sesnan - Greenwich Leisure Ltd . . . Ann Tyler solicitor advisor Unity Trust Bank . . . Norman Watson - Wales Co-op . . . . Kate Whittle - Co-op Business Consultants
We find that Co-
That’s not surprising . . . his firm IWG have extensive experience of ‘privatisation of housing from the public sector’ too.
Sharing the platform/speakers . . . Les Bayliss -
Croydon Ratepayers against Croydon Council
http://www.cracc.co.uk
http://www.cracc.co.uk
Who else can put a blank page at No 1 Google search?
Colin Cole & Ken Frost. Croydon Ratepayers Against Croydon Council
http://www.cracc.co.uk goes straight in at No 1 Click here
Colin Cole & Ken Frost. Croydon Ratepayers Against Croydon Council
http://www.cracc.co.uk goes straight in at No 1 Click here
He’s in good company though. Which MP was known for claiming the most expenses. . . .
Ans ; Geraint Davies. COINCIDENTLY the ex Labour MP for the same ward that elected Tony Newman . . Woodside Croydon Central.
From . http://news.scotsman.com/topics.cfm?tid=1206&id=2159492005
“The average claim by MPs was £122,678 and the highest claim was by Croydon Central Labour MP Geraint Jones at £176,026.”
They got the name wrong but we know who they mean. Not bad though, eh?
The average price of a house just for traveling all that way to Westminster for half a year. (That didn’t include his salary by the way.)
Scottish MP’s manage on less than that, and they have to travel from Scotland.
Ans ; Geraint Davies. COINCIDENTLY the ex Labour MP for the same ward that elected Tony Newman . . Woodside Croydon Central.
From . http://news.scotsman.com/topics.cfm?tid=1206&id=2159492005
“The average claim by MPs was £122,678 and the highest claim was by Croydon Central Labour MP Geraint Jones at £176,026.”
They got the name wrong but we know who they mean. Not bad though, eh?
The average price of a house just for traveling all that way to Westminster for half a year. (That didn’t include his salary by the way.)
Scottish MP’s manage on less than that, and they have to travel from Scotland.
Wilkins Kennedy
Wanker Solicitors Ingram Winter Green are employed by
Green Leaf Management Ltd in association with Nat West Bank & Wilkins Kennedy Chartered Accountants.
So what have Nat West got in common with Unity Trust Bank?
They are both in ‘partnership’ with Lying Solicitors IWG.
Click here.
Professional Advisors
Ingram Winter Green Solicitors
Bedford House,
21A John St.,
London WC1N 2BL
Bedford House,
21A John St.,
London WC1N 2BL
Bankers:
NatWest Bank
116 Fenchurch Street
London
EC3M 5AL
116 Fenchurch Street
London
EC3M 5AL
Chartered Accountants:
Wilkins Kennedy
London Bridge
SE1 9QR
London Bridge
SE1 9QR
Lawyers:
Visit Colin’ newest site. The Great british gas home care con. See if you can guess what that’s all about?
http://www.british-gas.org
http://www.british-
Kim White’s Beauty Cub. Mojacar / Garrucha / Vera Playa / Nat Sun / Spain. We’re All Your Beauty Needs.
http://www.spanishbeauty.me.uk
http://www.spanishbeauty.me.uk
Who wants to be on TV?
Are you a complainer? Do you believe we are entitled to good service? Do you think
complaining is a good way to get it? Are you the sort of person who would do a web
site like this if you were provoked enough?
A major independent TV company would
like to hear from you. The Development and Production Dept is looking for people
who stand up for their rights and are proud to cause a fuss.
These sites were created because Solicitors Ingram Winter Green and Denniss Matthews will not respond to my many letters, and because The Law Society will not investigate all this:-
For the removal of doubt, I have never called Daniel J Ginsbury “a lying, conniving, scheming piece of pig shit, low life life gutter scum”.
I merely ask the question? If all of the above is true would that make him one? Daniel Ginsbury declines to ans either the former or the latter. It is true that I accuse IWG of being a bunch of total Wankers for allowing these sites to be here and are not able to fathom a way out of this dilemma. Not worthy to call themselves Solicitors in fact.
DISCLAIMER . . Click here
My claims made on this and other web sites are based on the fact that Metcalfe Copeman
& Pettefar
( MCP Law ) refuse to answer even the most basic of questions. They should
have no reason, unless to do so would embarrass them or their clients in disclosure
of lies, connivance, and conspiracy. In exactly the same fashion as the IWG, Denniss
Matthews conspiracy. I have asked them over and over again to tell the truth but
they have declined.
It is reasonable and correct therefore to make the assumptions
that I have and that are printed through out these sites. MCP Law still have the
opportunity to refute these claims if they wish . . . Provided they can prove it
that is. . .
NOTICE TO ALL search engine, ISP’s, Nominet, Hosting Co’s, domain name providers
and the like. ANY adverse legal content on my sites Is AT LEAST ONE YEAR OLD but
more likely 2 years, and therefore is EXEMPT from prosecution in ANY form under UK
Law by virtue of being OUT of STATUTE. Please ignore any threats of legal action.
.They will just be ‘trying it on’..Besides it’s ALL true otherwise they would have
sued me.as per justice.gov.ukGoogle search defamation limitation.Pre-
Colin’s NEW sites
Barnett Ross the no forms required to bid Auctioneers.
Contact Andrew
Mahon NI plaintiff 1’s chief fixer for details.
He knows Steven Grossman so doesn’t
have to fill out all those nasty Money Laundering forms.
Or ANY forms come to that.
www.barnett-
(Andrew Mahon
3 Pettigo Rd, Kesh,
Co
Fermanagh, NI.
02868 632102
0775 665878)
Google take note please. . . . Click here
Poor put upon Solicitors Ingram Winter Green
. Who couldn’t use our perfectly adequate laws in UK to get my sites shut down have
put in a complaint to Google. Amazingly it is a statement made “under penalty of
PERJURY”. . . . AND here it is . . . What a pack of LIES. I’ve printed the COMPLAINT
as it appears on Chilling Effects web-
In this complaint
all the persons mentioned are masked by the word [private]
I DO NOT BELIEVE IN PRIVACY
IN SUCH IMPORTANT MATTERS. I have NO PROBLEM giving my name COLIN CLIFFORD COLE and
anyone can see my address on the web-
REMEMBER THEY HAVE SWORN TO THIS ON OATH UNDER PENALTY OF PERJURY.